Subscriptions, explained.

Practical, worldwide guides on subscription pricing, cancellation rights, and the quiet cost creep that happens when nobody's watching — written by the team behind terma.

Guides

How to Cancel Any Subscription: Notice Periods and Your Rights

A country-by-country guide to cancellation rights — EU cooling-off rules, US state auto-renewal laws, the FTC's click-to-cancel rule, and the UK Consumer Rights Act.

8 min read

Money

Subscription Creep: Why Households Are Quietly Overspending

Nobody decides to spend €400 a month on subscriptions. It happens four euros at a time, until nobody remembers signing up for half of it.

6 min read

Guides

Free Trial Traps: How to Never Get Charged by Accident Again

A free trial has one job for the company offering it: get you to forget it's temporary. Here's how the mechanism works, and how to beat it.

6 min read

Money

Streaming Subscription Prices Around the World

The same Netflix plan costs a different amount depending on which country you signed up in — and almost everywhere, it costs more than it did.

7 min read

Comparisons

Terma vs. Rocket Money vs. Bobby: Which Tracker Is Right for You?

Three genuinely different approaches to the same problem — bank-linked automatic detection, manual privacy-first entry, and scan-based AI with no bank access.

8 min read

Guides

Auto-Renewal Laws Around the World: What Consumers Need to Know

The mechanism that turns a trial into a recurring charge is now, in most major markets, something regulators specifically write rules about.

7 min read

Money

5 Signs You're Paying for a Subscription You Don't Use

An unused subscription doesn't send you a notice. It just keeps renewing until something else makes you go looking. Here's what to look for.

5 min read

Money

How to Spot Sneaky Recurring Charges on Your Bank Statement

Most people scan a statement for amounts that look wrong. The charges worth worrying about are usually the ones designed to look unremarkable.

6 min read

Product

What Is Terma? Every Feature and Plan, Explained

Terma tracks subscriptions, contracts, and warranties by scanning what you already have — no bank connection required. Here's exactly what it does.

7 min read

Data

The Subscriptions People Search Hardest to Cancel

A year of Google Trends data on "how to cancel" searches — one service dominates so completely it isn't close, and the reasons are on the public record.

8 min read

Money

Why Everything With a Chip in It Just Got More Expensive

Roku raised device prices by up to 60%. A global memory shortage driven by the AI boom is quietly pushing up prices through 2028.

7 min read